Recover unpaid invoices using
AI-powered documents
Generate professional payment chasers, Letters Before Action, and court claim forms - in minutes, not hours.
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How it works
From invoice to recovery in three steps
Add your debt
Enter the debtor's details, invoice amount, and due date. We calculate statutory interest and compensation automatically.
We draft your documents
Our AI generates professional payment chasers, Letters Before Action, and court claim forms — citing real UK legislation.
Send and recover
Copy, download, or send your documents directly. Track each debt through your pipeline from first chase to resolution.
Everything you need to get paid
Professional payment reminder
£2
Pre-action protocol compliant
£7.50
County Court claim + particulars
from £50
When they don't respond
from £22
Statutory 8% + BoE base rate
Free
Verify debtor solvency
Free
Why it matters
Late payment is a massive problem
UK small businesses are owed over £60 billion in late payments. One in four insolvencies is caused by cash flow problems from unpaid invoices.
Sources: FSB, BACS, Xero Small Business Insights; Pre-Action Protocol for Debt Claims.
Frequently asked questions
Is this legal advice?
No. GL Collect generates draft debt recovery documents using AI. We are not a law firm and this is not legal advice. You should review every document before sending and consider seeking independent legal advice for complex disputes or claims over £25,000.
What types of debt can I recover?
GL Collect is designed for unpaid invoices and contractual debts up to £25,000. This covers freelancer invoices, small business debts, unpaid services, goods sold but not paid for, and loan repayments. For debts over £25,000 or regulated consumer credit agreements, we recommend consulting a solicitor.
How does the AI generate my documents?
You enter the details of your debt - who owes you, how much, when it was due, and what happened. Our AI then generates professionally worded documents that cite the correct UK legislation, including the Late Payment of Commercial Debts (Interest) Act 1998 and the Pre-Action Protocol for Debt Claims.
What is a Letter Before Action?
A Letter Before Action (LBA) is a formal final demand required by the court's Pre-Action Protocol before you can issue proceedings. It gives the debtor 30 days to pay or propose a payment plan. Courts expect you to send one, and failing to do so can affect costs recovery. Around 80% of debts are resolved at this stage.
How much does it cost?
Your first 5 debts are completely free — no credit card required. After that, you pay per document: £2 for a polite chaser, £7.50 for a Letter Before Action, and £50–£150 for a court claim form depending on the claim value. There is no subscription and no hidden fees.
What if the debtor doesn't pay after receiving my LBA?
If the debtor doesn't respond within 30 days, you can escalate to a County Court claim. GL Collect generates the N1 claim form and particulars of claim for you. If the debtor still doesn't respond to the court claim, you can apply for default judgment.
Can I recover interest on late payments?
Yes. Under the Late Payment of Commercial Debts (Interest) Act 1998, businesses can claim statutory interest at 8% plus the Bank of England base rate, plus fixed compensation of £40–£100 depending on the debt size. GL Collect calculates this automatically.
What if the debtor disputes the debt?
If a defence is filed, the matter becomes contested litigation. GL Collect will guide you on next steps and offer access to GoLitigo's full litigation toolkit for managing defended claims through the court process.