For UK businesses · first chaser free

Get paid
what you’re owed.

GL Collect drafts the letters that get unpaid invoices paid, from a polite chaser through to a County Court claim if it comes to that.

You only pay per document, and the first chaser on any new debt is free.

First chaser free on any new debt Statutory interest calculated for you Xero & QuickBooks ready Pay per document, no subscription
Why GL Collect

Three reasons businesses choose us over a debt collection agency.

💷

You keep the full amount

Agencies take between 20 and 40 per cent commission. We charge a fixed fee per document. The rest of the recovery is yours.

Commission-free
🤝

You keep the relationship

Agencies are a scorched-earth move. Our letters are firm but professional. Most clients pay on the Letter Before Action, and the commercial relationship can recover.

Professional
⚖️

You get a proper legal path

If the Letter Before Action fails, we prepare a County Court claim and draft every document. You pay per document, not by the hour, and no solicitor is required unless you want one.

Legal path
How it works

Four documents, each drafted when the last one fails.

1
✉️

Polite chaser

For the overdue invoice. Friendly, firm, dated. Often all that is needed. Your first chaser on any new debt is free.

2
📋

Letter Before Action

The pre-action protocol letter. Gives the debtor 30 days. Sets out the claim, the interest, the costs, and the next step.

3
⚖️

County Court claim

Form N1 drafted and ready to issue. The court issue fee starts at £35 for claims up to £300 and scales with the claim value.

4
🔨

Judgment and enforcement

If the debtor does not respond or defend, we help you obtain default judgment and point you to the right enforcement options.

Integrated with your accounts

Works with Xero and QuickBooks.

Connect your accounting system. GL Collect sees your overdue invoices, pulls the debtor and amount automatically, and drafts the correct document for each stage. Mark it as paid in Xero and the recovery workflow closes automatically.

“Unpaid invoices are not bad debts. They are uncollected debts.”

The GL Collect Principle

The difference is whether anyone has bothered to pursue them properly. Most small businesses give up after the second reminder because the next step looks like hiring a solicitor or surrendering 30 per cent to an agency. It is neither. It is a series of standard documents, each drafted correctly and sent on time.

Pricing

Pay per document. No subscription.

Polite chaserFree

The first chaser on any new debt is free, then £2 per chaser. An account is required.

Letter Before Action£7.50
County Court claim (Form N1, drafted)from £50

2% of the claim, capped at £100. The court issue fee is paid separately to the court and scales with the claim value.

Default judgment applicationfrom £22

No court fee applies to a default judgment request.

Fee calculator

What will it cost to recover this debt?

£

Fee breakdown

1
Correspondence
Begin with a polite chaser to nudge the debtor.
Free
Your cost today
Most debts are paid after a chaser or a letter before action.
2
Letter Before Action
A formal pre-action demand, with statutory interest set out.
£7.50
If payment still does not come, you can issue a court claim.
3
Issue claim form (N1)
We draft and prepare your County Court claim.
£100
recoverable+ £205 court fee, recoverable
Many claims are not defended and end in judgment with no hearing.
4
Secure judgment
If the debtor ignores the claim, apply for default judgment.
£30.00
recoverable

Default judgment

If the claim is ignored by the debtor, we prepare the request for judgment in default. No court fee applies.

GL Collect fee £30.00
Total cost
£342.50
Your net cost
£7.50
Recovered if you win
£4,992.50

If you win, the court can order the debtor to repay your recoverable costs. Statutory interest and fixed compensation under the Late Payment Act 1998 are added on top, and are also recoverable.

Court fees are paid directly to HM Courts and Tribunals Service and scale with the claim value (EX50A, November 2025). Recoverable costs are awarded at the court’s discretion if you win. The first chaser on any new debt is free; an account is required.

Begin

Recover what you are owed.

Create a free account, connect your accounting system or upload an invoice, and see which path applies. Your first chaser is free.

Create free account →