GL Collect drafts the letters that get unpaid invoices paid, from a polite chaser through to a County Court claim if it comes to that.
You only pay per document, and the first chaser on any new debt is free.
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Agencies take between 20 and 40 per cent commission. We charge a fixed fee per document. The rest of the recovery is yours.
Commission-freeAgencies are a scorched-earth move. Our letters are firm but professional. Most clients pay on the Letter Before Action, and the commercial relationship can recover.
ProfessionalIf the Letter Before Action fails, we prepare a County Court claim and draft every document. You pay per document, not by the hour, and no solicitor is required unless you want one.
Legal pathFor the overdue invoice. Friendly, firm, dated. Often all that is needed. Your first chaser on any new debt is free.
The pre-action protocol letter. Gives the debtor 30 days. Sets out the claim, the interest, the costs, and the next step.
Form N1 drafted and ready to issue. The court issue fee starts at £35 for claims up to £300 and scales with the claim value.
If the debtor does not respond or defend, we help you obtain default judgment and point you to the right enforcement options.
Connect your accounting system. GL Collect sees your overdue invoices, pulls the debtor and amount automatically, and drafts the correct document for each stage. Mark it as paid in Xero and the recovery workflow closes automatically.
“Unpaid invoices are not bad debts. They are uncollected debts.”
The GL Collect Principle
The difference is whether anyone has bothered to pursue them properly. Most small businesses give up after the second reminder because the next step looks like hiring a solicitor or surrendering 30 per cent to an agency. It is neither. It is a series of standard documents, each drafted correctly and sent on time.
The first chaser on any new debt is free, then £2 per chaser. An account is required.
2% of the claim, capped at £100. The court issue fee is paid separately to the court and scales with the claim value.
No court fee applies to a default judgment request.
Fee breakdown
If the claim is ignored by the debtor, we prepare the request for judgment in default. No court fee applies.
If you win, the court can order the debtor to repay your recoverable costs. Statutory interest and fixed compensation under the Late Payment Act 1998 are added on top, and are also recoverable.
Court fees are paid directly to HM Courts and Tribunals Service and scale with the claim value (EX50A, November 2025). Recoverable costs are awarded at the court’s discretion if you win. The first chaser on any new debt is free; an account is required.
Create a free account, connect your accounting system or upload an invoice, and see which path applies. Your first chaser is free.
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